Problems
The ongoing user promotion initiatives of the VNPT Pay wallet primarily rely on conventional channels like messages, notifications, and short-term promotions. These channels predominantly concentrate on communicating and elucidating the rules of the promotional programs, lacking the ability to create a distinctive service highlight for customers. Consequently, user engagement with the application remains notably low, as evidenced by the conversion rate of users paying through SMS and notification channels being less than 5%, along with a considerable rate of customer attrition from the service after a few months. The discounts offered can be as high as 70%.